Most of crypto Twitter doesn’t remember that IBM built one of the first production-grade cross-border payment systems — World Wire — on Stellar in 2019, with 47 currencies and 72 countries. IBM scaled that work back, but the 2026 IBM Institute for Business Value outlook for banking and financial markets just doubled down on tokenization. With DTCC’s Stellar connection now public, the historical IBM-Stellar bet looks very different in hindsight.




